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Our Philosophy "Customers for Life"
Take control of your finances with a Home Equity Line of Credit (HELOC) from PGM.

A HELOC allows you to borrow against the equity you have accumulated in your home, up to a certain loan-to-value ratio. You can use those funds for any purpose.

  • Home improvement projects, like remodeling kitchens or baths, adding a deck, etc.
  • Pay off debts which have higher interest rates
  • A major purchase, such as a new car
  • Special purchases like appliances, electronics, gifts
  • Tuition for college students
  • As an emergency reserve to fall back on in the event of a job loss or other emergency
Advantages of a HELOC:
  • Simple, instant access to cash via check
  • Low interest rate -- much lower than credit cards or other loans
  • Interest may be tax-deductible (consult your tax advisor)
  • You borrow only what you need, pay interest only on what you owe
  • Flexible payments
Start enjoying the equity you've built up in your home. Apply now for a HELOC from PGM.